Qualifying for Medi-Cal can be a little complicated and confusing. One of the biggest issues that our clients have questions about is the “look-back period”. When a person is trying to qualify for the service, the Medi-Cal office will do some digging into their finances to make sure they in fact qualify for subsidized cost of medical care.
In today’s blog, we’ll take a closer look at the look-back period and Medi-Cal in general.
What is the Medi-Cal Look-Back Period?
Medi-Cal is a California, government program that helps lower the cost of care for seniors who need nursing home help. A nursing home stay can be quite expensive and run into six-figure range for a year’s stay.
In order to qualify, many people will gift away their assets to children or other family members, so they can fall under the asset limits. However, Medi-Cal has a 30-month look back period where they can pry into a person finances in order to make sure they did not gift away assets to qualify. Any illegal gifts or transfers typically result in an ineligibility period that can last up to five years.
In short, Medi-Cal does not want people hiding or gifting away their money in order to qualify for care. However, just because you are over the asset limits, does not mean a person cannot get the care they deserve. An experienced Medi-Cal planning attorney understands the Medi-Cal rules and regulations and can help a person qualify without having to use up all their assets first.
Contact Elder Law Services of California For a Consultation
At Elder Law Services we are proud of our 99.99% Medi-Cal qualification success rate. We have spent over 20 years helping family’s plan their assets and qualify for long-term care benefits. If you have a senior in your life who may need to qualify for Medi-Cal contact us at (800) 403-6078 for a FREE consultation today! We look forward to working with you.