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Medi-Cal Qualification Test (2019)

Qualifying for Medi-Cal benefits and long-term care may seem intimidating at first, but the process is easier than it might appear. Applicants only need to pass a two-prong test that involves assets and income. Let’s take a closer look at the assets portion of the process. 


To qualify for Medi-Cal nursing home benefits, a single applicant must have less than $2,000 in countable assets. The applicant’s spouse, however, may keep up to $126,4200.00 in countable assets. Medi-Cal does consider certain assets to be "exempt" from the above requirements and our team at Elder Law of California will assess each individual situation and provide the best plan of action to qualify our clients.

Non-exempt assets

Generally, "non-exempt" or countable assets are viewed as anything readily available to help fund a person’s medical care. This includes property such as:

✔ Checking and savings accounts
✔ Certificates of deposits
✔ Stocks and bonds 
✔ Mutual Funds 
✔ Real property other than your home
Promissory notes

When a person is ready to begin the application process our attorneys will help protect, transfer, convert or liquefy assets in order to put our clients in the best position to qualify for long-term care Medi-Cal benefits.

What are exempt assets?

A home is generally viewed as an exempt asset and therefore not counted in determining long-term care Medi-Cal eligibility. A Medi-Cal applicant must show that the home in question is their principal residence and also state an intent to return to the home when healthy. Mobile homes, houseboats, or an entire multi-unit dwelling (as long as any portion serves as the principal residence of the applicant) are all considered to be exempt assets in the Medi-Cal qualification process.

Visit Elder Law for a Free Consultation Today!

When you are ready to begin the process of applying for long-term Medi-Cal benefits, speak with our team of expert attorneys who specialize in qualifying applicants. We are ready to walk you through the process of planning for the future and help put your mind at easy. Give us a call at (800) 403-6078 to receive a FREE consultation today! We look forward to working with you.

Serving Our Community Since 1995

Elder Law Services of California, APLC provides the same strategic planning and legal representative of larger firms, yet in a personalized, family-like manner. Our priority is to provide the highest level of legal services and client satisfaction when representing your Medi-Cal Planning, Estate Planning, Trust Administration, or Probate cases. Above all, we understand the importance of you and your family’s financial future and legal security.

Our team of Attorneys and legal support staff have assisted thousands of different families by giving them the freedom to plan for the security of their future, while also providing peace of mind with our experienced legal advice. As our name, Elder Law Services of California, APLC serves all families in California, with convenient locations throughout Los Angeles, as well as locations in Northern California, and San Diego.

Whether you need to qualify for Medi-Cal, pay for long-term care, create an estate plan and powers of attorney, proceed a conservatorship, protect your assets, or deal with the loss of a loved one, our team is there for you every step of the way. Sadly, many families are unprepared for any significant planning for their future, so take the first step today to protect your family’s integrity.

Elder Law Services  of California, APLC.
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